Built by firefighters · For FRS members

See your full retirement picture. In one place.

Pension, DROP, 457(b), and Roth — modeled together so you can compare paths and retire with confidence. Not guesswork.

Download PensionForge on the App StoreGet PensionForge on Google Play
0
integrated calculators
Offline-ready
calculations run in your browser — works on shift
FRS
rules baked in, not bolted on

Retirement planning shouldn't take five tabs and a spreadsheet.

Your pension, your DROP, and your deferred comp accounts all affect each other. PensionForge is the only tool that models them together.

Without PensionForge
A pension website
Separate 457(b) tool
Spreadsheet #1
Spreadsheet #2
???
With PensionForge
Pension projection
DROP modeling
457(b) & Roth growth
Tax impact
Combined picture

Change one variable. See the ripple.

What if you enter DROP at 25 instead of 27? What if you shift to a Roth-heavy mix? See exactly how each decision affects your full picture.

Monthly pension
$9,694
DROP lump sum
$641,570
Account balances
$1,056,047
Combined monthly retirement income
$13,215/mo

Illustrative example using sample inputs.

Combined picture

See how pension, DROP, and savings accounts work together on retirement day — not in isolation.

Scenario modeling

Compare DROP at 25 vs 27. A 457(b)-heavy mix vs Roth-heavy. Save scenarios and revisit them.

Accurate math

Built on the actual FRS formulas — multiplier, AFC, COLA, DROP interest. Your numbers match the official calculation.

Ten tools. One integrated picture.

Start with the full projection, or dive into any individual piece. Every tool feeds the same engine.

Your numbers. Your timeline.

Free to use. No credit card required. See what YOUR retirement looks like in under two minutes.