Pension benefit

Projects monthly and annual pension based on the FRS formula: years × multiplier × AFC.

Salary projection

FRS class

Sets the pension multiplier (3% Special Risk / 1.6% Regular) and whether overtime counts toward AFC.

Enrollment era

Sets your AFC averaging period (5 vs 8 years). The pension multiplier itself is the same across eras.

Class comparison: 25 years of service meets the Special Risk service path (25 years). Under Regular Class, the service path is 33 years — at 25, that's early retirement with a 5% reduction per full year under age 65.

Current base salary

Annual overtime pay

Current years of service

Years until you retire

Want a more precise AFC? Fine-tune it with the AFC tool →

Expected annual raise

Drag to explore, or tap the value to type. Projects salary growth through the AFC averaging period.

Average Final Compensation (derived)$93,525

Years of service at retirement25

AFC is projected from your salary, raise, and the AFC averaging period; years of service at retirement is your current service plus the years until you retire.