Survivor Benefits

Decision Flow

See what your beneficiary receives if you die — during active service, DROP, or after retirement — and how your FRS survivor benefit fits your household’s financial picture.

Using default estimatesSet up your profile
Step 1

What scenario would you like to explore?

The survivor benefit varies significantly based on when death occurs and which benefit payment option you have elected. This tool projects what each scenario means for your beneficiary, for educational purposes.

Step 2Which benefit payment option did you elect?
Step 3Tell us about your beneficiary

Pro plan required

This feature is available on the Pro plan. Upgrade to unlock connected accounts, household income modeling, unlimited scenarios, and comparison, portfolio, and household PDFs.

Estimates only — not financial advice.

Upgrade to Pro