Social Security estimator

Estimate your monthly Social Security benefit and see how claiming at 62, full retirement age, or 70 changes the amount. This is an estimate, not advice — verify your number at ssa.gov/myaccount.

How do you want to enter your benefit?

Use your number from ssa.gov/myaccount if you have it, or estimate from your earnings.

Years of Social Security-covered earnings

Years in jobs where you paid Social Security taxes (FICA). Exclude years in FRS-covered positions where Social Security was not withheld.

Average annual earnings (covered years)

Your average salary during the years you paid into Social Security.

Birth year

Sets your full retirement age (FRA): 67.

Claiming age

Your full retirement age is 67. Claiming earlier reduces your benefit; claiming later increases it (up to age 70).